Discovery
Confirm the fit.
Move from a short discovery call to a focused strategy session, then formalize the work with a clear agreement.
The 3rd Level Process
A clear path from first conversation to ongoing guidance.
Every client moves through the same three stages: Discovery, First Year, and Ongoing. Your profile determines the depth and focus of the work.
First Year
Build the plan.
Complete three or four focused meetings based on your planning profile.
Ongoing
Keep it current.
Review progress, respond to change, and plan ahead throughout the year.
Discovery
Three clear steps before planning begins.
Each step has a different purpose, so you always know what to prepare, what will be decided, and what comes next.
No preparation
Discovery call
A short, no-pressure conversation about what prompted you to reach out and whether 3rd Level Wealth may be the right fit.
OutcomeDecide whether to move forward with a deeper strategy session.
Define the work
Strategy session
Review your situation, priorities, and key documents together. Your planning profile determines what you will bring.
OutcomeClarify the recommended scope, expected process, and exact cost.
Begin together
Agreement
Review the services, responsibilities, and fees in writing before making a commitment.
OutcomeSign the agreement and move into your First Year planning work.
First Year
Focused meetings for the path you are on.
Career and Retirement include three meetings. Business and Succession add a fourth meeting for the business and entity layer.
Personal-only planning
Career
3 meetings- Meeting 1
Onboarding & Data Gathering
Clarify your goals, complete the financial picture, and organize what you have to work with.
- Meeting 2
The Plan
Bring income, tax, investments, retirement, risk, and estate planning into one integrated plan.
- Meeting 3
Implementation & Q&A
Put the plan into action and answer the questions that remain.
Personal planning plus a business and entity layer
Business
4 meetings- Meeting 1
Onboarding & Data Gathering
Gather personal and business financials, goals, and details about your current structure.
- Meeting 2
Business & Tax Planning
Review entity structure, owner compensation, and business tax strategy.
- Meeting 3
Personal Plan
Coordinate investments, retirement, risk, and estate planning for you personally.
- Meeting 4
Implementation & Q&A
Put the coordinated business and personal plan into action.
Personal-only planning
Retirement
3 meetings- Meeting 1
Onboarding & Data Gathering
Review current income sources, your retirement timeline, and the goals the plan needs to support.
- Meeting 2
The Plan
Coordinate Social Security, Medicare, income distribution, tax, and estate and legacy planning.
- Meeting 3
Implementation & Q&A
Put the plan into action and answer the questions that remain.
Personal planning plus a business and entity layer
Succession
4 meetings- Meeting 1
Onboarding & Data Gathering
Gather business financials, existing agreements, and details about your exit timeline.
- Meeting 2
Valuation & Exit Strategy
Review business value and options such as a sale, family transfer, or ESOP.
- Meeting 3
Tax & Personal Wealth Transition
Plan for transition taxes while coordinating your personal estate and legacy.
- Meeting 4
Implementation & Q&A
Put the transition plan into action and resolve remaining questions.
Ongoing
A dependable rhythm, tailored to your priorities.
Each profile includes focused mid-year and year-end reviews centered on the decisions that matter most to you.
Career
Q2 · Mid-year review
Check income and savings, life changes, investment performance, and the current tax plan.
Q4 · Year-end review
Review full-year performance, year-end tax planning, progress toward goals, and what comes next.
Business
Q2 · Mid-year review
Review business performance, owner compensation and cash flow, operational changes, and the tax plan.
Q4 · Year-end review
Review full-year business performance, year-end tax planning, owner compensation, and the year ahead.
Retirement
Q2 · Mid-year review
Check the portfolio and withdrawals, Social Security and Medicare status, income needs, and the tax plan.
Q4 · Year-end review
Review distributions, required minimum distributions, Social Security, Medicare, and year-end tax planning.
Succession
Q2 · Mid-year review
Update the valuation and exit timeline, succession progress, transition plan, and the tax strategy.
Q4 · Year-end review
Review valuation, succession progress, year-end tax planning, and personal wealth and estate planning.
A simple first step
Start with a short conversation. No documents needed.
Start with a short discovery call. No documents and no obligation.
Schedule a discovery call